Your data never leaves your device
There is no account to create and no server to trust. Your numbers live in your phone's own storage, full stop. We couldn't read them if we wanted to — the app has nowhere to send them.
PryvitLedger shows you your balance on every day of the month — paychecks, bills, and debt payoff, computed entirely on your phone or computer. No account. No bank login. Nothing ever uploaded.
| Jul 10 | Paycheck | +2,140.00 | 3,265.18 |
| Jul 12 | Mortgage | −1,684.00 | 1,581.18 |
| Jul 15 | Electric | −128.40 | 1,452.78 |
| Jul 18 | Car insurance | −162.00 | 1,290.78 |
| Jul 21 | Visa — extra payment | −650.00 | 640.78 |
| Jul 24 | Paycheck | +2,140.00 | 2,780.78 |
| Jul 28 | Student loan | −214.00 | 2,566.78 |
Most finance apps ask you to hand over your bank login, then live on their servers. PryvitLedger is built the other way around.
There is no account to create and no server to trust. Your numbers live in your phone's own storage, full stop. We couldn't read them if we wanted to — the app has nowhere to send them.
Category pie charts don't answer the real question: will I clear the mortgage on the 12th before payday on the 10th lands? The day-by-day ledger shows your projected balance on every date, flags your lowest point, and warns you before an overdraft — not after.
The core app is free. Pro is $39, once, forever. Export your complete data as a file anytime and take it anywhere — it was always yours.
Not what's in the account today — what's left after everything between now and your next paycheck gets paid.
The ledger looks at every bill due before your next paycheck lands and shows the money that's genuinely yours to spend — not the misleading number on your bank's home screen.
Every payday, every bill, every debt payment posted to its actual day. Your lowest point gets flagged and overdraft risk is called out before it happens — not after.
One tap marks any bill paid ahead of schedule, and the entire ledger recalculates instantly — every projected balance downstream updates to match what actually happened.
Multiple jobs, side income, different pay schedules — each stream is tracked on its own. Got a raise or a schedule change? Update the stream and every future month reflects it.
Everything works offline once installed — airplane mode included.
No trials, no time bombs. The free app is genuinely useful forever.
In your browser's local storage on your own device — the same protected space the device uses for app data. It is never transmitted, synced, or backed up to any server. You can verify this yourself: the app works with the network switched off entirely.
Because nothing is in a cloud, you are your own backup. The app exports your complete data as a single small file — save it to your files, drive, or email it to yourself. Restoring on a new device takes one import. We recommend exporting after any big update to your numbers.
No — by design there's no server to sync through. Each device holds its own copy. If you use both, pick one as your main and move data with export/import when needed.
The coach is optional and bring-your-own-key: you supply your own AI provider key, and when you ask a question, your device talks directly to the provider — never through us. Skip it entirely and the app is 100% offline.
Yes. $39 buys a license key tied to your email, verified on your device. It works in backups and restores, so it survives new phones. No renewal, ever.
Email hello@pryvitledger.com within 14 days of purchase and you'll get a refund, no interrogation.
Free, private, and installed in two taps.
Open PryvitLedger