Private · Offline · No subscription

Your money.
Your device.
Nobody else's business.

PryvitLedger shows you your balance on every day of the month — paychecks, bills, and debt payoff, computed entirely on your phone or computer. No account. No bank login. Nothing ever uploaded.

Works on iPhone, Android, and desktop. Installs from your browser in two taps.
July — Day by Dayprojected balance
Jul 10Paycheck+2,140.003,265.18
Jul 12Mortgage−1,684.001,581.18
Jul 15Electric−128.401,452.78
Jul 18Car insurance−162.001,290.78
Jul 21Visa — extra payment−650.00640.78
Jul 24Paycheck+2,140.002,780.78
Jul 28Student loan−214.002,566.78
lowest point Jul 21 · no overdraft risk · computed on-device

Budget apps watch you. This one can't.

Most finance apps ask you to hand over your bank login, then live on their servers. PryvitLedger is built the other way around.

Privacy

Your data never leaves your device

There is no account to create and no server to trust. Your numbers live in your phone's own storage, full stop. We couldn't read them if we wanted to — the app has nowhere to send them.

Clarity

See every single day, not a monthly guess

Category pie charts don't answer the real question: will I clear the mortgage on the 12th before payday on the 10th lands? The day-by-day ledger shows your projected balance on every date, flags your lowest point, and warns you before an overdraft — not after.

Ownership

No subscription. No hostage data.

The core app is free. Pro is $39, once, forever. Export your complete data as a file anytime and take it anywhere — it was always yours.

Running in five minutes

  1. Open the linkVisit app.pryvitledger.com — Safari on iPhone, Chrome on Android — and add it to your home screen. It installs like a normal app.
  2. Enter rough numbersYour balance, paycheck, bills, and any debts. Estimates are fine — you can refine everything later.
  3. Read your monthThe ledger builds instantly: every payday, every bill, your balance on every date, and where the tight spots are.

On your phone, in your pocket

Everything works offline once installed — airplane mode included.

screenshot slot 1
· dashboard ·
screenshot slot 2
· day-by-day ledger ·
screenshot slot 3
· debt payoff plan ·

Free to use. Pro when you want depth.

No trials, no time bombs. The free app is genuinely useful forever.

Free
$0
forever
  • Day-by-day ledger, current month
  • Bills, income & debt tracking
  • Overdraft warnings & alerts
  • Savings goals
  • Full backup export & restore
Start free
Pro
$39
one time — not per year, not per month
  • Everything in Free
  • Project your ledger 12 months ahead
  • Compare 4 debt payoff strategies
  • Mortgage, retirement & net worth suite
  • Analytics & CSV import
  • Private AI money coach
Get Pro — $39

Fair questions

Where exactly is my data stored?

In your browser's local storage on your own device — the same protected space the device uses for app data. It is never transmitted, synced, or backed up to any server. You can verify this yourself: the app works with the network switched off entirely.

What happens if I lose my phone?

Because nothing is in a cloud, you are your own backup. The app exports your complete data as a single small file — save it to your files, drive, or email it to yourself. Restoring on a new device takes one import. We recommend exporting after any big update to your numbers.

Do phone and computer stay in sync?

No — by design there's no server to sync through. Each device holds its own copy. If you use both, pick one as your main and move data with export/import when needed.

How does the AI coach work if nothing leaves my device?

The coach is optional and bring-your-own-key: you supply your own AI provider key, and when you ask a question, your device talks directly to the provider — never through us. Skip it entirely and the app is 100% offline.

Is Pro really one payment?

Yes. $39 buys a license key tied to your email, verified on your device. It works in backups and restores, so it survives new phones. No renewal, ever.

What if Pro isn't for me?

Email hello@pryvitledger.com within 14 days of purchase and you'll get a refund, no interrogation.

Know your balance on every day of the month.

Free, private, and installed in two taps.

Open PryvitLedger